What Is The Avalanche Debt Method? – FAQ

Snow avalanche - symbol of the Avalanche Debt Method.
An Avalanche moves massive snow quickly, The Avalanche Debt Method targets the fastest moving debt.

This debt elimination technique pays off personal debt from the highest interest rate to the lowest.

All personal debt is organized from the highest interest rate to the lowest. Once you have this list, these are the steps.

Avalanche Debt Method Steps:

1.- Budget And Make Minimum Payments On All Debts.

2.- Focus on Extra Money To Pay Off The Debt Balance With The Highest Interest Rate.

3.- Once Highest Interest Rate Debt Is Paid Off, Target The Next.

Continue to pay minimum payments on all debts and target the highest interest rate debt until all debt is eliminated.


The Avalanche Debt Method seems to suit many people in eliminating debt the fastest. Mathematically it looks like it since you are targeting the debt that is getting you into debt more the fastest.

The Avalanche Debt Method is much different than the Debt Snowball Method since the Debt Snowball targets the debt with the lowest balance.

Tom, Growing His Passive Income Generators.
Myself with an interesting Bull Sculpture.
Notice: No Lambo’s. :/
Hi I’m Tom, A Blogger And A PIG Farmer.

PIG Farmer as in I grow Passive Income Generators(PIG’s).

I’ve been playing with stocks, mutual funds, and options for decades, as well as always working on my side hustle stacks.

Unlike what you read online, I’ve yet to find a way to get rich quickly. Get Rich Quick isn’t happening for me.

My journey has been long and continues. I hope to have so many PIGs I can stop working at my current job and volunteer as a medical worker overseas. 

Still waiting, but getting there. I still am a family man, and while on this Journey of Growing PIGs.  

I wanted to share my adventures(ups and downs), hoping you will contribute with your feedback and comments.

Fun Fact: In my spare time, I am a Band-Dad!

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