Is Worthy Bonds Legit? For Me: YES!

If you wanted a simple answer, Worthy Bonds is legit enough for me to continue investing in them. Is Worthy Bonds legit enough for me to use them, YES.

Until they aren’t legit or I find more profitable ways to invest my ‘spare’ cash, I’m putting my money in Worthy Bonds and growing it as another one of my passive income generators.

Why Is Worthy Bonds NOT Legit For Some?

Worthy Bonds has No FDIC protection.

Feedback from others and addressing that internal voice as an investor, having no insured protection on a BOND, is a sticking point for me.

Worthy bonds, like other bonds, are not bank accounts. Worthy Bonds are different from your typical savings account, which is evidently of a higher interest rate.

Why Is Worthy Bonds Legit For Me?

My experience with Worthy Bonds was not only satisfactory but reassuring. I tested the process, saw my money grow with compounding interest, and later withdrew all my funds. The website’s simple, user-friendly interface made it even more secure and reliable.

The Web Interface Was Well Laid Out.

I created an account, deposited my money, and watched it grow with compounding interest. Later, I withdrew all my money. Thanks to the well-designed interfaces on the website, the entire process was straightforward and user-friendly.

Customer Support Was Prompt.

I asked a simple, loaded question and quickly received a response via email from Worthy Bonds Support.  

The question was loaded because I was asking for information about how to withdraw my Money after the trial period. The respondent was helpful and didn’t try to talk me out of withdrawing my Money.

I Made Money!

Yes, the Worthy Property Bond’s current interest rate is 7%. This means that every day, the interest I earn is added to my balance, and I earn interest on that new, higher balance the next day. This is called compounding interest, and it’s a great way to make your money work for you.

My Worthy Property Bonds Dashboard, 2 months Worthy Bonds Review with my balance.

7% beats my current T-Bill rates. I built a few T-Bill ladders for the bulk of my 6-month Emergency Fund. With the 4-week T-bill Ladders and 8-week T-Bill ladders built, I get just over 5% interest rate.

Wait up. I know it’s not apples to apples when you understand that T-Bills returns are State and Local Income tax exempt. With an almost 2% difference and my Pennsylvania state tax income rate of about 3%, the Worthy bond return beats my T-Bill Rates.

Free Bond Offer!

Yes, I got a Free Worthy Property Bond.

I deposited enough money to buy five bonds, $50, and a sixth bond was added to my Dashboard.

I had to keep the original $50 deposit in Worthy Bonds service for 90 days. Still, that free Bond generated interest during that time.

Author’s Notice: This page contains affiliate links, for which I may earn a commission by their use.

Worthy Bonds Free Bond Offer

I Got All Money Back, Including The Interest.

Worthy Bonds Withdrawal by redeeming.

At the end of 3 months, 90 days, I completely withdrew all my Money. 

I quickly, a business day or two, received all the Money I deposited, the price of the free Worthy Property Bond($10), plus all the interest my account accumulated.

I brought my Worthy Bond account to a zero balance, and all the Money arrived in my Checking Account with no problems.

How Legit Is Worthy Bonds?

Legit enough, I’m putting my Money where my blog post is.  

I deposited money into Worthy Bonds and bought a fair amount of Worthy Property Bonds.

My first deposit was less than a hundred dollars, but I decided to redeposit my Money by a factor of 10. I deposited a $1000 this time.

I don’t know about you, but a thousand dollars is significant for me. I am committed to using Worthy Bonds as a holding place for cash with short-term goals.

Examples include saving for new car tires and replacing outdated kitchen appliances. These goals are short-term, but moving money into and out of Worthy Bonds is as convenient as using a High-Yield Savings Account but with a higher interest rate.

Are You Using Worthy Bonds? Is It Legit To You?

I’m not a financial guru, and I’ve made consequential money mistakes, which can be a testament to poor decisions. Still, it has made me more cautious with my finances.

I have mixed feelings about my financial plans to continue to grow my passive income generators, and I am looking for feedback from others.

I’m trying to avoid confirmation bias, so please share your ideas and experiences with this service. Thank you.  

Worthy Bonds Free Bond Offer

Tom, Growing His Passive Income Generators.
Myself with an interesting Bull Sculpture.
Notice: No Lambo’s. :/
Hi I’m Tom, A Blogger And A PIG Farmer.

PIG Farmer as in I grow Passive Income Generators(PIG’s).

I’ve been playing with stocks, mutual funds, and options for decades, as well as always working on my side hustle stacks.

Unlike what you read online, I’ve yet to find a way to get rich quickly. Get Rich Quick isn’t happening for me.

My journey has been long and continues. I hope to have so many PIGs I can stop working at my current job and volunteer as a medical worker overseas. 

Still waiting, but getting there. I still am a family man, and while on this Journey of Growing PIGs.  

I wanted to share my adventures(ups and downs), hoping you will contribute with your feedback and comments.

Fun Fact: In my spare time, I am a Band-Dad!

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