Passive Income With Yields

Now I’ve talked quite a bit online and offline about building passive income generators, and my M1 Finance Portfolio was a large part of that conversation. However, my M1 Finance Passive Income Portfolio was driving me crazy. Why My M1 Finance Portfolio Was Painful. My M1 Portfolio became a perfect vision of a Passive Income … Read more

Now this is just a drill, just a drill, time to cash in T-bills from one of my T-bill ladders. Where I house most o my Emergency Fund. However, what if I needed my emergency fund, and much of it was locked up in a T-bill ladder? Is it easy to cash t-bill ladders? Well, … Read more

BTW, I earn interest selling cash secured puts. Here’s how I make the most of my cash in brokerage accounts(Fidelity, Charles Schwab, and Vanguard). I use a straightforward strategy called the Wheel Strategy with options. This strategy allows me to generate more money using the cash I already have. FYI: I’ve been playing with Selling … Read more

If you wanted a simple answer, Worthy Bonds is legit enough for me to continue investing in them. Is Worthy Bonds legit enough for me to use them, YES. Until they aren’t legit or I find more profitable ways to invest my ‘spare’ cash, I’m putting my money in Worthy Bonds and growing it as … Read more

The TLDR; version: My Worthy Bonds Review summary, Worthy Bonds lived up to my expectations in a very short evaluation.   I am not a financial advisor; I am just sharing with you what I have experienced and what I am doing with my money. You need to make your own decisions on your research, and … Read more

Now, sure, you aren’t expecting much with this Worthy Bonds Review after only two months, but what is essential about this amount of time is it’s just before three months.   Yes, challenging math here, but I signed up with an affiliate link to Worthy Bonds and got a free bond with the purchase of just … Read more

I’ve been trying to earn as much money as possible with parked money. Even money standing still should be working for me. So I found myself playing with T-Bill Ladders, and unlike regular securities, T-bills are different. They are actually zero-coupon bonds, causing me to ask how do T-bills make money for me. So far … Read more

Since Outlet Finance closed down( Outlet Finance Legit Or Not? Yes, But It Is Gone ), I’ve been trying to find an easy place to get the most money for parked money( Parking Money With T-Bill And Chill. ) while keeping it as liquid as possible. For me, Outlet Finance(website now gone) was such a … Read more

Now, I’ve covered much of what my plans park my money(T-Bill Ladder and Chill), with this ‘over-priced’ stock market, and all the economic indicators(including the bond market) suggest there will be a burst. Now, down to executing moving money out of Charles Schwab from my SCHD dividends and parking the money into a 4-week t-bill … Read more

In an earlier post, I covered why I am parking my current and future investment funds, many from dividends into T-Bills. Now, I plan to lightly go over my steps to wait out this stock market with my T-bill and chill strategy. Parking All Money In T-bills? No. For my tax-sheltered and tax-deferred retirement accounts, … Read more

Now, there is a lot to be said in the title of this post, and I will break it down as far as what I’m doing. Simply put, T-Bill And Chill Time. It’s time for me to T-Bill and chill since the stock market is too high. The ‘too high’ statement for the stock market … Read more

Like all investment decisions and planning, risk tolerance is the most significant factor in making investment decisions.  Also, it’s good to know right away, in which situation would a savings account be the best investment to earn interest? Based on your risk tolerance, in what situation would a savings account be the best investment to … Read more

As I stated in earlier posts( Build T-Bill Ladder Emergency Fund ), I’ve been figuring out how to grow my 6-month Emergency fund into more of a passive income generator(or at least prevent inflation erosion). I found information about T-Bill Ladders and figured with their tax incentives(no State or Local Income Tax), using T-Bills would … Read more

I decided not to directly jump into 13-week T-Bills due to concerns about liquidity in time of losing my job or worse. But I still wanted the passive income of building a T-Bill Ladder for my 6-month Emergency Fund. Idea For Building An 8-Week T-Bill Ladder Instead. I’m reading “I Will Teach You to Be … Read more

Now, you are a F.I.R.E.-Type seeking financial independence like myself. In that case, we always try to calculate the best way to make a great return on our investments while preparing for emergencies like building our emergency fund. Growing Passive Income Generators (PIGs) through 4-week T-bill ladder for weekly income. I’ve kept almost all my … Read more

I plan not to build a emergency fund but to convert my existing emergency fund into a T-bill ladder. I plan to turn my current emergency fund more into a passive income generating machine, while meeting my rainy day needs. I’ll talk about what I plan to do with my 6 Month Emergency Fund, using … Read more

Now, this question has yet to come up in my planning for the future, developing a great collection of stocks and ETFs for my future passive income generation. However, with recent changes in the stock market, it’s overvalued for our future economy; I am sitting on cash. So I’m concerned about getting the best Charles … Read more